OUR PRIVACY COMMITMENT

TINEKOH COOPERATIVE CREDIT UNION LTD (TINECCUL)

At Tinekoh Cooperative Credit Union Ltd (TINECCUL), we value your trust and are committed to protecting your personal information.

This Privacy Policy explains how TINECCUL may collect, use, protect and manage information provided by visitors and users of our website and financial services.

All Services

Your privacy matters. Your trust matters. We protect both.

1. ABOUT TINECCUL

Tinekoh Cooperative Credit Union Ltd (TINECCUL) is a cooperative financial institution affiliated with CamCCUL, providing member-focused financial services including savings, loans, agricultural finance, business support, housing projects, membership services, money transfers and payments, and financial advisory and business development.

This Privacy Policy applies to information collected through the TINECCUL website and related online interactions.

2. INFORMATION WE MAY COLLECT

Depending on how you interact with our website and services, we may collect information such as:

Personal Information

  • Full name
  • Telephone number
  • Email address
  • Postal or residential address
  • Information provided when contacting us or requesting information

Financial & Service Information

Where necessary and through appropriate secure channels, information relating to your enquiries, membership or financial services may be collected and processed.

Important: We do not ask users to submit passwords, PINs, card numbers or other confidential banking credentials through ordinary website contact forms.

Technical Information

When you use our website, certain technical information may be automatically collected, such as:

  • IP address
  • Browser and device information
  • Pages visited
  • General website usage information
  • Date and time of visits

3. HOW WE USE YOUR INFORMATION

TINECCUL may use information provided by you to:

  • Respond to enquiries and requests
  • Provide information about our financial services
  • Process membership-related enquiries
  • Assist with loan, savings or other service enquiries
  • Communicate important information about our services
  • Improve our website and customer experience
  • Maintain website security
  • Prevent fraud, misuse and unauthorized activities
  • Meet applicable legal, regulatory and cooperative requirements
  • Carry out other legitimate activities necessary to provide our services

We aim to collect and use personal information only for appropriate and legitimate purposes.

4. HOW WE PROTECT YOUR INFORMATION

TINECCUL takes reasonable measures to protect personal information against unauthorized access, loss, misuse, alteration or disclosure.

Our approach includes appropriate administrative, technical and organizational safeguards designed to protect information throughout its lifecycle.

However, no method of transmitting or storing information electronically can be guaranteed to be completely secure. Users should therefore exercise appropriate caution when submitting information online.

5. SHARING YOUR INFORMATION

TINECCUL does not intend to sell or rent your personal information to third parties.

Information may, where necessary and lawful, be shared with:

  • Authorized service providers supporting our operations
  • Relevant financial, regulatory or legal authorities where required
  • Professional advisers where appropriate
  • CamCCUL or other cooperative institutions, where necessary for legitimate cooperative, operational or regulatory purposes
  • Other parties where disclosure is authorized or required by applicable law

We seek to ensure that information shared for legitimate purposes is handled appropriately.

6. COOKIES & WEBSITE TECHNOLOGIES

Our website may use cookies or similar technologies to improve functionality, understand website usage and enhance the user experience.

Cookies may help us understand how visitors interact with our website and enable certain website features.

You may be able to control or disable cookies through your browser settings. However, disabling certain cookies may affect the functionality of some parts of the website.

7. THIRD-PARTY WEBSITES

Our website may contain links to external websites, services or platforms.

TINECCUL is not responsible for the privacy practices, content or security of third-party websites. We encourage users to review the privacy policies of external websites before providing them with personal information.

8. COMMUNICATIONS FROM TINECCUL

Where appropriate, TINECCUL may use your contact information to respond to enquiries, provide service-related information or communicate important updates.

Where marketing communications are sent, users should be provided with an appropriate way to opt out where required by applicable law.

9. YOUR PRIVACY RIGHTS

Subject to applicable laws and any lawful limitations, you may have rights relating to your personal information, including the right to:

  • Know how your information is being used
  • Request access to certain personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion where legally applicable
  • Object to or restrict certain processing where applicable
  • Withdraw consent where processing is based on consent
  • Raise a privacy-related concern or complaint

To exercise a privacy right, contact us using the details provided below.

Subject to applicable laws and any lawful limitations, you may have rights relating to your personal information, including the right to:

  • Know how your information is being used
  • Request access to certain personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion where legally applicable
  • Object to or restrict certain processing where applicable
  • Withdraw consent where processing is based on consent
  • Raise a privacy-related concern or complaint

To exercise a privacy right, contact us using the details provided below.

11. CHILDREN'S PRIVACY

Our website and financial services are not intended to encourage children to provide personal information without appropriate authorization.

Where we become aware that personal information has been submitted by a child in circumstances where collection is not appropriate, we will take reasonable steps to address the situation.

12. FINANCIAL SECURITY

Protect Your Financial Information

For your protection, never share sensitive banking credentials through email, social media, ordinary website forms or with unauthorized individuals.

TINECCUL will not ask you to publicly disclose passwords, PINs or confidential account credentials.

If you receive a suspicious communication claiming to represent TINECCUL, please contact us directly using our official contact information.

13. CHANGES TO THIS PRIVACY POLICY

TINECCUL may periodically update this Privacy Policy to reflect changes in our services, website practices, technology or applicable legal and regulatory requirements.

When changes are made, the updated policy will be published on this page together with the revised “Last Updated” date.

We encourage visitors to review this page periodically.

14. CONTACT US

If you have questions, concerns or requests relating to this Privacy Policy or the handling of your personal information, please contact TINECCUL.

TINEKOH COOPERATIVE CREDIT UNION LTD (TINECCUL)

Head Office – Bamenda
Awa and Sons Street – Commercial Avenue B’da
Telephone: +237 655 039 546 / 654 748 226

Branch Office – Douala
Ancienne Route Bonaberi D’la
Telephone: +237 653 039 546 / 681 417 004

Email: info@tineccul.com

OUR PRIVACY COMMITMENT

Your Information. Our Responsibility.

At TINECCUL, we understand that financial relationships are built on trust, confidentiality and responsibility.

We are committed to handling personal information responsibly while providing the financial services and support our members need.

TINECCUL

Your Goals. Our Support. Your Success.

Save • Borrow • Build • Grow